Why Get Pre-Approved?

1. Pre-Approval is the first step of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a pre-approval serves as a good indication to potential sellers of your general creditworthiness. It provides valuable information such as the type of loan and the maximum amount your lender will approve your loan for.

3. In today's real estate market most sellers will NOT accept an offer without a pre-approval letter, so if you are serious about buying a home,  this is the first step towards buying your new home.


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