Finding A Lender

Finding a mortgage lender involves more than just getting a good interest rate; you want to work with the best mortgage companies, staffed by professionals who will guide you through the process.

Below are three tips to help you find the best mortgage lender for your needs .

  1. Get your credit score in shape. The higher your credit score, the more bargaining power you’ll have.
  2. Compare rates and fees from at least two mortgage lenders. You can search for the best mortgage rates online.
  3. Ask the right questions and read the fine print. Find out about requirements and fees, including costs beyond principal and interest payments.


Why Get Pre-Approved For A Home Loan?

  1. The Pre-Approval is the first step of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

  2. While a pre-approval serves as a good indication to potential sellers of your general creditworthiness. It provides valuable information such as the type of loan and the maximum amount your lender will approve your loan for.

  3. In today's competitive real estate market most sellers will NOT accept an offer without a pre-approval letter. So if you are serious about buying a home, this is the first step towards buying your new home.


Do you have questions or would like to be referred to a great lender? Feel free to contact me

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